Pag-IBIG Loan Payment Online — Step-by-Step Guide to Paying Via GCash, Online Banking, and Over-the-Counter

Pag-IBIG offers multiple channels for paying loan amortizations, all posting payments in real-time or within 24 hours.

Via Virtual Pag-IBIG Portal

Log in and select 'Pay Loans'. Choose the loan to pay (MPL, Calamity, Housing, or HEAL). The system displays the outstanding balance, next due date, and suggested amount. Select your payment channel and complete the transaction through the partner gateway. A confirmation receipt is displayed and emailed.

Via GCash

Open GCash, select 'Pay Bills', choose 'Pag-IBIG Fund', select loan type, enter your 12-digit MID number, enter amount, and confirm. Payment posts within 1 to 2 working days. Payments before 8:00 PM on business days post the next working day.

Via Online Banking

Log in to BPI, BDO, Metrobank, LandBank, or UnionBank. Add Pag-IBIG Fund as a biller. Enter your MID number as the reference. Payments post within 1 to 3 working days.

Via Over-the-Counter

Visit Bayad Center, SM Bills Payment, LBC, or 7-Eleven. Provide your MID number and loan type. Keep the official receipt. Payments post within 2 to 4 working days.